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Once a student completes the FAFSA process a financial aid offer is the result. Included in the offer may be some of the following grants, scholarships, and or loans.

Federal Pell Grant

A Federal Pell Grant, does not have to be repaid. Pell Grants to undergraduate students who have not earned a previous bachelor’s or a professional degree. The Pell Grant is based upon need.

Federal Supplemental Education Opportunity Grant (SEOG)

The Federal Supplemental Education Opportunity Grant (FSEOG) program is for undergraduates with exceptional financial need. SEOG is awarded to Pell grant recipients first.  There are limited funds available therefore SEOG is awarded as long as funds last.  Just like Pell Grants, the FSEOG does not have to be repaid.

Federal Work Study Program

Federal Work-Study provides part-time jobs for undergraduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to recipient’s course of study. Unlike other financial aid awards, work study earnings do not automatically reduce tuition charges. Work Study students must work to earn the amount of their award each term.

Federal Direct Stafford Loan Program

Students borrow directly from the federal government.  Students who have been given access to their ÌìÃÀÓ°Ôº account will need to log in and accept or decline these loans.  Students will also need to complete a master promissory note and loan entrance counseling online at .

Stafford loans are for undergraduate, graduate and professional degree students. You must be enrolled as at least a half-time student to be eligible for a Stafford Loan.

There are two types of Stafford Loans: subsidized and unsubsidized. You must have financial need to receive a subsidized Stafford Loan. The U.S. Department of Education will pay (subsidize) the interest that accrues on subsidized Stafford Loans during certain periods. Financial need is not a requirement to obtain an unsubsidized Stafford Loan.

Graduate students are eligible to borrow Federal Direct Unsubsidized Stafford Loans. Federal Direct Subsidized Stafford loans are not available to graduate students.

State Grants

State grants are based on financial need and may be offered to eligible students from their state of legal residence. Students should complete the FAFSA and follow any additional application requirements from their home state. Students should be aware of any deadlines that are imposed by their home state.

Scholarship Search Websites

Many private agencies, companies, clubs and civic organizations offer scholarships to help college students pay for their educational costs. Below are some links that any current or potential college student can use to search for scholarships. Private scholarships often require applicants to meet certain awarding criteria and adhere to strict application deadlines. The Financial Aid Office at ÌìÃÀÓ°Ôº Tech encourages all our students to seek scholarship help from private sources. However, be cautious when communicating with websites that promote college scholarships. Never apply for a scholarship that asks you to pay a fee, and do not provide your social security number, banking information or credit card number to any scholarship website or application.